Advice that grows with you
Start with KiwiSaver. Stay for everything that comes next.
We make quality financial advice easier to reach. A qualified adviser gets to know your situation, gives the advice, and stands behind it.
Class 2 Financial Advice Provider · Licensed by the FMA · FSP1012558
THE JOURNEY
One relationship, from your first fund to your last pay cheque.
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01
Your review
Free. A qualified adviser reviews your fund, fees and goals and sends you a personal Statement of Advice, usually within one business day.
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Regular reviews
We check back as fees move, funds change, and the rules change, so your KiwiSaver doesn't quietly drift.
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03
When markets fall
A steady hand, not a panic button. We help you hold your nerve, or adjust if it's genuinely warranted.
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04
As life changes
A new job, a first home, retirement coming into view. Your fund setting keeps pace with your life.
FREE KIWISAVER ADVICE
Chances are, you never really chose your KiwiSaver fund.
Answer a few quick questions and a qualified adviser sends you a personal Statement of Advice: the fund that suits your goals, how your fees compare, and whether you are on track. Free, and usually within one business day. About three minutes.
From a qualified adviser
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The right fund for you
Whether the fund you are in still suits your goals and timeframe.
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How your fees compare
What your KiwiSaver costs you, and how that compares.
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Whether you are on track
A clear read on where you are heading for later, and the options.
WHAT THE TECHNOLOGY DOES
The whole market.
Our technology scans it in seconds.
Sorted by risk and return.
The options narrow to the best return at each level of risk.
Then a person decides.
A qualified adviser weighs it against your life and makes the call.
SMART TECH, HUMAN JUDGMENT
Technology makes advice faster. A qualified adviser makes it right.
Our technology scans the whole market in seconds. Then a qualified adviser reviews it, weighs it against your situation, decides, and stands behind the advice. Fast where it helps, human where it matters.
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Human judgment, every time
Every recommendation is reviewed, decided, and owned by a qualified adviser.
The right fund for you
We look across the market and recommend what fits your situation, not whatever is easiest to sell.
Open about how we're paid
We explain how we are paid before you decide anything. No surprises, no pressure, no fine print.
THE ADVISER
Every recommendation has a name behind it.
A traditional adviser sees a slice of the market. We see all of it, in seconds, narrowed by our own method. Then a qualified adviser weighs it against your life and makes the call.
- Ray Vats
- NZCFS L5 (Investment)
- FSP1012824
Quoted on KiwiSaver in Good Returns and TMM Online.
FROM THE INSIGHTS DESK
All articles →-
Jun 2026How KiwiSaver Fees Actually Work
KiwiSaver fees look small on paper but compound into serious money over a working lifetime. Here is what you are actually paying, where to …
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Apr 2026NZ KiwiSaver 2026 Landscape: Fees, Performance, and the Data
422 KiwiSaver funds, fees ranging from 0.25% to 3.33%, and only 2 of 157 funds with a decade of data beat their own benchmark. …
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Apr 2026The 2026 KiwiSaver Changes, Explained
Since 1 April 2026 the minimum KiwiSaver contribution rate has risen to 3.5%, with a further rise to 4% due in April 2028. Government …
START WHEN YOU'RE READY
A personal Statement of Advice, yours to keep.
Prepared by a qualified adviser and sent to you, usually within one business day, and yours to keep.